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Why This Matters

Topping up on Pay As You Go takes about 90 seconds when you know the steps. This page walks through the exact dashboard flow so the first top-up isn’t a guessing game and the tenth one is muscle memory.

Before You Begin

  • You’re an admin of the organisation. Operators can’t make payments.
  • You have a credit / debit card or your team’s payment method ready.
  • You know how many credits you want to buy. Minimum is 1,000 credits per purchase. See Photo Processing Costs for sizing.
Top up to cover your next event plus a 10% buffer, not your whole year. Credits don’t expire, but big top-ups also don’t earn discounts — there’s no upside to over-buying.

Open the Top-Up Flow

There are two ways to open the purchase flow — they go to the same place.
1

From Credits → Purchase Credits

Sidebar → CreditsPurchase Credits button on the Available Credits card.
Credits page on a Pay As You Go account showing the Available Credits balance and Purchase Credits button
2

From the sidebar Upgrade button

The sidebar Upgrade button also lands on the Purchase Credits flow. (It’s labelled “Upgrade” because the same flow can also be used to move to Pro — see Upgrade to Pro.)
The Purchase Credits flow is a four-step wizard: Plan → Credits → Review → Payment.

Step 1 — Plan

Pay As You Go customers see four options on the Plan step:
OptionWhat it does
Pro SubscriptionSwitches your account to Pro (annual subscription). See Upgrade to Pro.
Pay as you goThe Pay As You Go top-up path. The card is marked Your current plan for PAYG organisations. Keep this selected for a routine credit purchase.
Custom PaymentRecords a payment without adding credits — used for one-off invoices and manual reconciliation. Skip unless support asked you to use it.
EnterpriseDisabled card; clicking it opens 9pic.ai/contact to talk to our team.
For a routine top-up, keep Pay as you go selected and then click Next.
Purchase Credits Plan step on a Pay As You Go account showing the Pay as you go current-plan card alongside Pro Subscription

Step 2 — Credits

Enter the number of credits you want to buy. Minimum is 1,000. The order summary on the side updates live as you change the number.
Event size you expectRecommended top-up
500–1,000 photos1,000 credits
1,000–3,000 photos3,000 credits
3,000–10,000 photos10,000 credits
10,000+ photosTop up for the event size, and read When to Upgrade — Pro may be cheaper for you.
Click Next when the number is right.

Step 3 — Review

Review the order summary. You’ll see:
  • The plan (the Pay as you go top-up path in this flow).
  • The credit quantity you entered.
  • The currency — based on your organisation’s region.
  • Any applicable taxes — shown automatically based on your billing region.
  • The grand total to be charged.
Before continuing to payment, you must tick the Refund Policy acceptance box. This is required for every purchase.
The refund policy acceptance applies only to this purchase. You’ll see it on every subsequent top-up too — that’s intentional, not a bug.
Click Next to continue to payment.

Step 4 — Payment

1

Click the payment button

The button label depends on your billing currency and region — for example Pay with Razorpay or Pay with PayGlocal. Click it to launch the secure gateway window.
2

Complete checkout in the gateway window

Enter card details in the payment gateway. 9Pic does not see or store your card information — the gateway handles it directly.
3

Wait for verification

After payment, 9Pic verifies the transaction. This usually takes a few seconds. The dashboard shows a spinner.
4

See the success page

On success, the dashboard shows the credits added and your updated balance. Your organisation’s credits balance reflects the top-up immediately.
If you need an invoice, open Credits → Billing & Transactions after the purchase. See Invoices & Transactions.

If Payment Fails

SymptomWhat to do
Card declinedTry a different card or contact your bank. The order is not retried automatically.
You closed the window before payingThe order is marked Abandoned. Just start the flow again — no charge.
Charged but credits didn’t updateRare but recoverable. Open Credits → Billing & Transactions, find the row, and click Recheck. The dashboard re-queries the gateway and finalises the transaction. If still stuck, take a screenshot of the gateway confirmation and email support@9pic.ai.
Gateway error mid-flowClose the gateway window, refresh the dashboard, and start the flow again. Any partial order will be marked Abandoned.

Common Questions

Per-purchase processing overhead (gateway fees, accounting) makes very small purchases unproductive. 1,000 credits is the minimum the dashboard accepts — anything lower is rejected by the API.
No. Per-credit cost is constant. Buy what your next event needs, plus a small buffer. There’s no incentive to stockpile.
No. Pay As You Go credits sit in your balance indefinitely.
Refund eligibility is governed by 9Pic’s Refund Policy, which you accept at every purchase. For specific situations, email support@9pic.ai.
Open Credits → Billing & Transactions, find the pending row, and click Recheck. The dashboard re-queries the payment gateway and finalises (or marks failed) accordingly. If it stays Pending after Recheck, email support with your gateway confirmation screenshot.
The Purchase Credits flow is shared between Pay As You Go top-ups and the Pro upgrade — same wizard, different first-step pick. Pay as you go stays on Pay As You Go. Pro Subscription moves the account to Pro. See Upgrade to Pro.

Next Steps

Invoices & Transactions

Download invoices and recheck stuck payments.

Manage Credits

The Credits dashboard.

Avoid Credit Foot-Guns

Don’t burn the credits you just bought.

Upgrade to Pro

Same wizard, switch to the annual plan.